Car rental in Dubai is one of the best ways to explore this modern, fast-paced city. But what if you don’t have a credit card? Most rental companies traditionally ask for one to block a security deposit. However, not having a credit card doesn’t mean you can’t enjoy the freedom of a self-driven ride. This guide shows you how to rent a car in Dubai without a credit card, the companies that allow it, and what to expect.

Why Credit Cards Are Usually Required

Rental companies typically ask for a credit card to:

• Block a security deposit

• Cover any traffic fines, damages, or fuel charges

• Prevent payment disputes

But don't worry—some companies now offer flexible payment methods including debit cards, cash, UPI, and even no-deposit rentals.

Companies That Allow Car Rental in Dubai Without a Credit Card

Here are trusted companies where you can rent a car without needing a credit card:

1. eZhire

• Payment Options: Debit card, UPI, cash on delivery

• Highlights: App-based, no deposit, 24/7 car delivery

• Best For: Tourists who want quick, hassle-free rentals

2. Moosa Rent a Car

• Payment Options: Debit card, bank transfer, cash

• Highlights: Zero-deposit options available for economy cars

3. Al Emad Car Rental

• Payment Options: Debit card, cash

• Highlights: Daily/weekly plans, free car pickup and delivery

4. Quick Lease Car Rental

• Payment Options: Cash and debit card accepted

• Highlights: Competitive prices, no credit card required for basic rentals

5. Friends Car Rental

• Payment Options: Debit card, cash

• Highlights: Good fleet and weekly discount offers

What Documents Do You Need?

Whether or not you use a credit card, you’ll still need to provide:

For Tourists:

• Passport

• Visit visa

• Home country driving license

• International Driving Permit (IDP)

For Residents:

• Emirates ID

• UAE Driving License

How to Rent a Car in Dubai Without a Credit Card – Step-by-Step

1. Choose a flexible rental company (from the list above)

2. Call ahead or chat online to confirm payment methods

3. Ask about deposit-free options or alternatives like post-dated cheques or insurance hold

4. Provide valid documents for verification

5. Pay via debit card, cash, UPI, or online transfer

6. Inspect and photograph the car before driving

7. Return with a full tank and keep the final invoice

Pros & Cons of Renting Without a Credit Card

? Tips to Stay Safe and Save Money

• ? Confirm all terms before booking

• ? Get everything in writing, including payment method and deposit terms

• ? Take photos of the car’s condition before & after use

• ⛽ Refill fuel before return to avoid charges

• ? Avoid last-minute rentals, which may limit non-credit card options

FAQs – Car Rental in Dubai Without Credit Card

1. Can tourists rent a car in Dubai without a credit card?

Yes, several companies like eZhire and Moosa Rent A Car offer rentals using debit cards or cash for tourists.

2. Is there a higher fee for debit card or cash payments?

Some companies may charge a higher deposit or require full insurance if you don’t use a credit card.

3. Can I rent luxury cars without a credit card?

It’s rare. Most luxury or premium vehicles still require a credit card for security.

4. Is it safe to rent a car in Dubai using cash?

Yes, if you rent from a reputed provider. Always get a receipt and written agreement.

5. What happens if I get a traffic fine?

The company will notify you. If you paid with a debit card or cash, they may deduct it from your deposit or request immediate payment.